loader

How Seatbelt Tickets Can Impact Your Car Insurance

How Seatbelt Tickets Can Impact Your Car Insurance

Oct 31, 2019

Auto Insurance

Seatbelt Tickets and Your Auto Insurance

No one likes to be on the receiving end of a traffic ticket. When you get pulled over, you 're likely to be thinking about how much the ticket will cost €“ and how that will increase your auto insurance premiums. It 's important to keep in mind that different types of tickets can impact your auto insurance in Millerton, NY. What is a seatbelt ticket? If you 're caught driving without a seatbelt, a police officer can give you a seatbelt ticket. They are a conditional violation, which means that you won 't get pulled over for not wearing a seatbelt. Tickets are only issued when an officer pulls you over for another reason and notices your seatbelt isn 't fastened. Seatbelt tickets and your auto insurance If you're ticketed for not wearing a seatbelt, you may see an increase in your auto insurance premiums. Since such a ticket is often considered to be a minor infraction, it may not have a significant impact on your auto insurance rates. In most cases, it will only increase your premium by around 3 percent. A DUI or reckless driving can increase premiums as little as 20 percent, in comparison. For the  auto insurance  you need, talk to the team at Kneller Agency. Serving Hudson, Valatie, Millerton, Red Hook, Millbrook, and neighboring cities, we can help you find reliable car coverage.
RV Renovations and Insurance: What Every Owner Should Understand
RV Renovations and Insurance: What Every Owner Should Understand
6 Effective Strategies to Handle Insurance Claim Denials
6 Effective Strategies to Handle Insurance Claim Denials
Choosing Disability Insurance? Avoid These 5 Common Traps
Choosing Disability Insurance? Avoid These 5 Common Traps
Protecting Your Vehicle: Auto Insurance for Delivery Drivers and Couriers
Protecting Your Vehicle: Auto Insurance for Delivery Drivers and Couriers
Exploring the Pros and Cons of Umbrella Insurance for Comprehensive Coverage
Exploring the Pros and Cons of Umbrella Insurance for Comprehensive Coverage