A house fire can hit you hard, both physically and emotionally. In addition to your beloved home, you could lose valuable possessions and irreplaceable personal items. After a house fire, you will need to take steps to protect your property, recover your loss, and heal from the damage. After a traumatic event such as a fire, it's a good idea to ask family and friends to help. Here are some house fire recovery steps to get your life back to normal.
Contact the Insurance Company
As soon as possible after the fire, contact your insurance company. Don't attempt to do any sort of cleanup until an insurance representative has evaluated the site. Take pictures of the damage and, if necessary, take steps to prevent further damage. Don't step foot on the site until the fire department has cleared the area as safe.
Assess the Damage
Walk through the site with your insurance company appraiser and assess the damage. Note repairs that must be made. If your home is a total loss, discuss your insurer's process for helping you rebuild the home.
Find a Place to Stay
Once you know what resources your insurance company will provide, find a place to rent or stay with relatives or friends. Keep receipts for everything you spend in conjunction with your fire recovery. Your insurance company may reimburse you for some of the expenses.
Take Care of Yourself and Your Family
A home fire is a traumatic experience for anyone involved. Try to return to your normal routines as soon as possible, and help your children to maintain their routines.
At Kneller Insurance, we understand how traumatic this experience can be. Luckily, we are here to help. Our homeowners insurance policies provide comprehensive coverage so that you can feel rest assured that you and your belongings are well protected. Contact us to get started on your tailored policy.
